Employee participation is essential to a successful retirement plan. Employees who are aware of and understand the plan are more likely to participate. Micro401K is dedicated to meeting the investment education needs of your employees. We strive to make the retirement saving process a very simple and enjoyable experience.

Participants will have toll-free access to a Certified Financial Planner to help with understanding their investment choices and asset allocation decisions. Micro401k recognizes that the investment process can appear technical and intimidating to many employees. With access to a Certified Financial Planner we strive to make the investment process a simple and enjoyable one.

The enrollment meeting for eligible employees is important in motivating them to participate in your 401k plan. We will provide an on-site narrator to explain to your employees how your plan works. Our presentation emphasizes the value and importance of retirement planning, tax advantages of 401k plans, plan specifics, basic considerations for investing, and an overview of the investment options.

A 24-hour, 7-day a week voice response system accessed via a toll-free 800 number and internet access will be available to participants. Participants will have daily access to account balances, exchanges or changes to their investments.

At most employee enrollment meetings people walk away saying they understand how the plan works but have no idea how much they should invest and which investments are right for them. With the Personal Retirement Planning Guide, your employees will be able to answer these questions. This will help break down the final barrier to participating in the plan.

Annual statements will be provided for all participating employees. They detail the investment performance of their selected funds, the amount of money they have contributed and any activity in their accounts. They also show loan balances, and make contributions, if applicable. Quarterly statements are available upon request.

These one-page summaries are specifically designed to help participants differentiate their plan’s investment options. Each summary highlights the fund’s objectives, features, and possible investor profile.

Each participant will receive a quarterly newsletter conveying the importance of retirement planning and describing the numerous 401k advantages in an enjoyable concise format. Articles often address common questions raised by participants, as well as factors that might affect their retirement planning strategy.

Online account with access to unlimited stocks, bonds and over 8,000 mutual funds. Monthly statements are included.